Your financial aid package is based on your financial need, as determined by a formula [standard cost of attendance (i.e. budget) less the family contribution]. When the standard cost of attendance changes, the financial need changes. Standard dorm budgets are higher than the off-campus budgets. When you moved off campus, your budget was reduced and thus your financial aid package was also reduced. If your off-campus actual expenses are higher than our standard costs, you can complete a Cost of Attendance Adjustment form for an adjustment to your financial aid package. Those adjustments are usually made in the form of additional loans.